Last Updated: 18 Jan 2026
This Acceptable Use Policy (“Policy”) governs the use of the PayonLocal website, platform, APIs, and crypto payment gateway services available at https://payonlocal.com (collectively, the “Services”).
By using PayonLocal, you agree to comply with this Policy. Violation of this Policy may result in suspension or termination of your account.
1. Purpose of This Policy
The purpose of this Policy is to ensure that PayonLocal is used in a lawful, ethical, and secure manner, and to prevent misuse of the Services for illegal, harmful, or abusive activities.
2. Permitted Use
You may use PayonLocal only for:
Lawful business activities
Accepting cryptocurrency payments for legitimate goods or services
Integrating PayonLocal APIs in compliance with applicable laws
Activities that comply with these Terms, our Privacy Policy, and applicable regulations
3. Prohibited Activities
You may not use PayonLocal for any of the following activities, directly or indirectly.
3.1 Illegal or Unlawful Activities
Money laundering or terrorist financing
Fraud, scams, or deceptive practices
Sanctions evasion
Operating unlicensed financial services
Any activity prohibited by applicable laws or regulations
3.2 Fraud, Deception & Abuse
Phishing, impersonation, or identity theft
Ponzi schemes, pyramid schemes, or high-yield investment programs (HYIP)
Fake or misleading invoices or payment requests
Misrepresenting products, services, or business identity
3.3 Restricted or High-Risk Businesses
Unless explicitly approved in writing by PayonLocal, you may not use the Services for:
Gambling, betting, or lottery services
Adult or pornographic content
Narcotics, illegal drugs, or controlled substances
Weapons, firearms, or explosives
Counterfeit or pirated goods
Stolen or unauthorized digital content
3.4 Cryptocurrency Misuse
Using PayonLocal to obscure or launder illicit funds
Mixing or tumbling services
Attempting to bypass blockchain transparency
Exploiting blockchain vulnerabilities
3.5 Technical Abuse
Attempting to reverse engineer the platform
Unauthorized access to systems or data
Excessive API requests that disrupt service
Introducing malware, viruses, or malicious code
Circumventing usage limits or subscription restrictions
4. Non-Custodial Responsibility
PayonLocal is a non-custodial platform.
We do not store or control wallet private keys
Merchants are fully responsible for their wallets, funds, and security
PayonLocal is not responsible for losses arising from wallet misuse or compromise
Any attempt to misrepresent PayonLocal as a custodian, escrow, or fund holder is strictly prohibited.
5. Compliance Obligations
You are solely responsible for:
Complying with local and international laws
Obtaining necessary licenses or approvals
Meeting tax, reporting, and regulatory obligations
Ensuring your customers are informed of crypto payment risks
PayonLocal does not provide legal, tax, or compliance advice.
6. Monitoring & Enforcement
PayonLocal reserves the right to:
Monitor platform usage
Investigate suspected violations
Suspend, restrict, or terminate accounts
Refuse service without prior notice
Report unlawful activity to relevant authorities when legally required
Enforcement actions may be taken without liability to PayonLocal.
7. Consequences of Violation
If you violate this Policy:
Your account may be suspended or terminated
Access to Services may be restricted
Outstanding subscriptions or fees may not be refunded
You may be reported to relevant authorities if required by law
8. Changes to This Policy
PayonLocal may update this Acceptable Use Policy at any time.
Updates will be posted on our website with a revised “Last Updated” date. Continued use of the Services constitutes acceptance of the updated Policy.
9. Contact Information
If you have questions about this Acceptable Use Policy, contact us at:
Email: support@payonlocal.com
Website: https://payonlocal.com